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Life Insurance to secure child support obligation

Florida law does in fact require an obligor to either acquire or maintain life insurance in order to secure a child support obligation. This is found in Florida Statute 61.13(1)(c).

What does this mean exactly? A judge does not have the discretion to order any amount he or she pleases. The amount of life insurance required will vary from case to case. The amount required should be in a sufficient amount to cover the remaining outstanding obligation.

A requirement to carry a policy in the amount of $100,000.00 may very well be excessive if there is one 17 year old child, and the monthly child support obligation is $500.00 per month. There simply must be a correlation between the outstanding amount owed and the benefits payable under the life insurance policy.

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